AZERBAIJAN

Xalq Bank SWIFT code in Azerbaijan

The SWIFT/BIC code for Xalq Bank is HAJCAZ22XXX. However, Xalq Bank may use different SWIFT/BIC codes depending on the service or branch. If you’re unsure which to use, confirm with your recipient or contact Xalq Bank directly.

HAJCAZ22XXX

Bank name

XALQ BANK OPEN JOINT-STOCK COMPANY

SWIFT code

HAJCAZ22XXX

Address

22 L INSHAATCHILAR AVE

City

BAKU

Country

AZERBAIJAN

This is the main SWIFT/BIC code for Xalq Bank in Azerbaijan

Search again

About HAJCAZ22XXX

The main SWIFT code for Xalq Bank in Azerbaijan is HAJCAZ22XXX. This code identifies the bank’s main office for international payments in Azerbaijan and is commonly used when a branch-specific code isn’t required or available. If you’re sending money to an account with Xalq Bank in Azerbaijan, and the recipient hasn’t provided a local branch SWIFT code, using HAJCAZ22XXX is typically a safe and reliable option.

When to use this SWIFT code

Using HAJCAZ22XXX

You can use Xalq Bank’s main SWIFT/BIC code HAJCAZ22XXX when:

  • Sending an international money transfer to Xalq Bank in Azerbaijan

  • The recipient hasn’t provided a branch-specific SWIFT/BIC code

  • Xalq Bank processes the payment centrally through its primary office

  • You want to use a widely accepted default SWIFT/BIC code

Get started with Xe for free

Choose Xe when sending money to Xalq Bank

Better rates

Better rates

Compare us to your bank and discover the savings. Our rates often outperform major banks, maximizing the value of your transfer.

Send more
Lower fees

Lower fees

We show you all fees upfront before you confirm your transfer so you know exactly what you're paying for. Our lower fees mean more savings for you.

Spend less
Faster transfers

Faster transfers

The majority of transfers are completed the same day. We understand that when it comes to your money, timing matters.

Send faster
Check your SWIFT payment for errors

Check your SWIFT payment for errors

Before sending a SWIFT payment, double-check that the SWIFT code matches the recipient’s bank and that the account number and name are entered correctly. Even small mistakes can delay or block the transfer. Contact your bank if you've made a transfer with incorrect details.

Receiving a payment

Receiving a payment to Xalq Bank in Azerbaijan?

To receive an international payment to your Xalq Bank account in Azerbaijan, you’ll need to provide the correct SWIFT/BIC code, account number, and other banking details. Make sure your sender has the right information to avoid delays.

Xe is trusted by millions around the globe

, ratings

, ratings

, ratings

Ready to send money to Xalq Bank?

Xe makes it easy to send money to Xalq Bank and thousands of other banks around the world. With support for over 130 currencies and transfers to 190 countries, you can send money with confidence.

Send with Xe

Frequently asked questions

The main office SWIFT code for Xalq Bank is HAJCAZ22XXX. This code is commonly used for international wire transfers to the bank's {{city}} headquarters. It identifies Xalq Bank in the SWIFT network, helping ensure that funds are routed to the correct financial institution.

If you don’t know your local branch’s SWIFT code, you can usually use the main office SWIFT code (HAJCAZ22XXX) to receive international payments. However, it’s best to confirm with your bank to avoid potential delays. You can find the correct code by checking your online banking portal, contacting customer service, or reviewing a recent bank statement.

Yes, it’s generally safe to use the primary office SWIFT code (HAJCAZ22XXX) for receiving international payments—especially if your local branch doesn’t have a dedicated code. Xalq Bank will still be able to route the funds to your account using your full account number and other identifying details. That said, always verify this approach with your bank, especially for large transactions.

To find the correct SWIFT code for your specific Xalq Bank branch, you have a few options:

  • Use our Branch SWIFT Code Finder – the easiest way to check if your branch has a unique SWIFT code or if you should use the head office code (HAJCAZ22XXX).

  • Log into your Xalq Bank online banking platform and review the wire transfer instructions.

  • Contact your local branch or call Xalq Bank customer service.

  • Look at a recent bank statement or checkbook, which may include international payment details.

If your branch doesn't have a unique SWIFT code, you can typically use HAJCAZ22XXX.

If you enter the wrong SWIFT code:

  • Your payment may be delayed or rejected.

  • Funds might be sent to the wrong financial institution and could take time to recover.

  • Some banks may charge a fee for returned or misdirected payments.

To avoid this, always double-check the SWIFT code and account information before sending a transfer.

In most cases you’ll need a SWIFT code to receive international payments, as it identifies the receiving bank and ensures correct routing. Depending on the country and transfer method, the sender may also need additional details like your account number, routing number, or IBAN.

Yes, Xalq Bank typically has a primary office SWIFT code (HAJCAZ22XXX) as well as branch-specific SWIFT codes for certain locations. If you’re able to find the SWIFT code for your local branch, it’s best to use that to ensure the most accurate routing. If your branch doesn’t have a unique code or you’re unsure, using the primary code is generally acceptable for receiving international payments.

HAJCAZ22XXX is the standard SWIFT code used for Xalq Bank’s {{city}} head office. Other Xalq Bank entities—such as branches in different countries or business units—may have their own SWIFT codes, especially for corporate or investment banking operations. The difference lies in the location or business purpose, but for most personal and small business transfers to Azerbaijan, HAJCAZ22XXX is the correct and sufficient code.

Disclaimer

The SWIFT codes, bank names, addresses, and other related information provided on this page are for general information purposes only. While we strive to ensure accuracy, Xe does not guarantee that the information is complete, current, or error-free. The details may change without notice and may not reflect the latest data available from the respective financial institutions.

Xe makes no representations regarding the legal standing, regulatory status, or operational integrity of any bank, financial institution, or intermediary listed. We do not endorse or verify the legitimacy of any entity included, nor do we assume any responsibility for your use of the information provided.

Any financial transactions or decisions undertaken based on this information are done at your own risk. Xe will not be liable for any loss, delay, or damages resulting from reliance on the data, nor from any dealings with third parties whose information is displayed on this site.

We recommend that you independently verify all details with the relevant financial institution before initiating any transaction.

This disclaimer is provided in English only and has not been translated. While the rest of this page may appear in your selected language, the legal disclaimer remains in English to preserve its accuracy and intent.