CANADA

Royal Bank of Canada (RBC) SWIFT code in Canada

The SWIFT/BIC code for Royal Bank of Canada (RBC) is ROYCCAT2XXX. However, Royal Bank of Canada (RBC) may use different SWIFT/BIC codes depending on the service or branch. If you’re unsure which to use, confirm with your recipient or contact Royal Bank of Canada (RBC) directly.

Royal Bank of Canada (RBC)

ROYCCAT2XXX

Bank name

ROYAL BANK OF CANADA

SWIFT code

ROYCCAT2XXX

Address

180 WELLINGTON STREET WEST

City

TORONTO

Country

CANADA

This is the main SWIFT/BIC code for Royal Bank of Canada (RBC) in Canada

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About ROYCCAT2XXX

The main SWIFT code for Royal Bank of Canada (RBC) in Canada is ROYCCAT2XXX. This code identifies the bank’s main office for international payments in Canada and is commonly used when a branch-specific code isn’t required or available. If you’re sending money to an account with Royal Bank of Canada (RBC) in Canada, and the recipient hasn’t provided a local branch SWIFT code, using ROYCCAT2XXX is typically a safe and reliable option.

When to use this SWIFT code

Using ROYCCAT2XXX

You can use Royal Bank of Canada (RBC)’s main SWIFT/BIC code ROYCCAT2XXX when:

  • Sending an international money transfer to Royal Bank of Canada (RBC) in Canada

  • The recipient hasn’t provided a branch-specific SWIFT/BIC code

  • Royal Bank of Canada (RBC) processes the payment centrally through its primary office

  • You want to use a widely accepted default SWIFT/BIC code

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Check your SWIFT payment for errors

Check your SWIFT payment for errors

Before sending a SWIFT payment, double-check that the SWIFT code matches the recipient’s bank and that the account number and name are entered correctly. Even small mistakes can delay or block the transfer. Contact your bank if you've made a transfer with incorrect details.

Receiving a payment

Receiving a payment to Royal Bank of Canada (RBC) in Canada?

To receive an international payment to your Royal Bank of Canada (RBC) account in Canada, you’ll need to provide the correct SWIFT/BIC code, account number, and other banking details. Make sure your sender has the right information to avoid delays.

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Frequently asked questions

The main office SWIFT code for Royal Bank of Canada (RBC) is ROYCCAT2XXX. This code is commonly used for international wire transfers to the bank's {{city}} headquarters. It identifies Royal Bank of Canada (RBC) in the SWIFT network, helping ensure that funds are routed to the correct financial institution.

If you don’t know your local branch’s SWIFT code, you can usually use the main office SWIFT code (ROYCCAT2XXX) to receive international payments. However, it’s best to confirm with your bank to avoid potential delays. You can find the correct code by checking your online banking portal, contacting customer service, or reviewing a recent bank statement.

Yes, it’s generally safe to use the primary office SWIFT code (ROYCCAT2XXX) for receiving international payments—especially if your local branch doesn’t have a dedicated code. Royal Bank of Canada (RBC) will still be able to route the funds to your account using your full account number and other identifying details. That said, always verify this approach with your bank, especially for large transactions.

To find the correct SWIFT code for your specific Royal Bank of Canada (RBC) branch, you have a few options:

  • Use our Branch SWIFT Code Finder – the easiest way to check if your branch has a unique SWIFT code or if you should use the head office code (ROYCCAT2XXX).

  • Log into your Royal Bank of Canada (RBC) online banking platform and review the wire transfer instructions.

  • Contact your local branch or call Royal Bank of Canada (RBC) customer service.

  • Look at a recent bank statement or checkbook, which may include international payment details.

If your branch doesn't have a unique SWIFT code, you can typically use ROYCCAT2XXX.

If you enter the wrong SWIFT code:

  • Your payment may be delayed or rejected.

  • Funds might be sent to the wrong financial institution and could take time to recover.

  • Some banks may charge a fee for returned or misdirected payments.

To avoid this, always double-check the SWIFT code and account information before sending a transfer.

In most cases you’ll need a SWIFT code to receive international payments, as it identifies the receiving bank and ensures correct routing. Depending on the country and transfer method, the sender may also need additional details like your account number, routing number, or IBAN.

Yes, Royal Bank of Canada (RBC) typically has a primary office SWIFT code (ROYCCAT2XXX) as well as branch-specific SWIFT codes for certain locations. If you’re able to find the SWIFT code for your local branch, it’s best to use that to ensure the most accurate routing. If your branch doesn’t have a unique code or you’re unsure, using the primary code is generally acceptable for receiving international payments.

ROYCCAT2XXX is the standard SWIFT code used for Royal Bank of Canada (RBC)’s {{city}} head office. Other Royal Bank of Canada (RBC) entities—such as branches in different countries or business units—may have their own SWIFT codes, especially for corporate or investment banking operations. The difference lies in the location or business purpose, but for most personal and small business transfers to Canada, ROYCCAT2XXX is the correct and sufficient code.

Disclaimer

The SWIFT codes, bank names, addresses, and other related information provided on this page are for general information purposes only. While we strive to ensure accuracy, Xe does not guarantee that the information is complete, current, or error-free. The details may change without notice and may not reflect the latest data available from the respective financial institutions.

Xe makes no representations regarding the legal standing, regulatory status, or operational integrity of any bank, financial institution, or intermediary listed. We do not endorse or verify the legitimacy of any entity included, nor do we assume any responsibility for your use of the information provided.

Any financial transactions or decisions undertaken based on this information are done at your own risk. Xe will not be liable for any loss, delay, or damages resulting from reliance on the data, nor from any dealings with third parties whose information is displayed on this site.

We recommend that you independently verify all details with the relevant financial institution before initiating any transaction.

This disclaimer is provided in English only and has not been translated. While the rest of this page may appear in your selected language, the legal disclaimer remains in English to preserve its accuracy and intent.