PORTUGAL

Banco Montepio SWIFT code in Portugal

The SWIFT/BIC code for Banco Montepio is MPIOPTPLXXX. However, Banco Montepio may use different SWIFT/BIC codes depending on the service or branch. If you’re unsure which to use, confirm with your recipient or contact Banco Montepio directly.

Banco Montepio

MPIOPTPLXXX

Bank name

CAIXA ECONOMICA MONTEPIO GERAL, CAIXA ECONOMICA BANCARIA, SA

SWIFT code

MPIOPTPLXXX

Address

RUA CASTILHO 5, FLOOR 10

City

LISBON

Country

PORTUGAL

This is the main SWIFT/BIC code for Banco Montepio in Portugal

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About MPIOPTPLXXX

The main SWIFT code for Banco Montepio in Portugal is MPIOPTPLXXX. This code identifies the bank’s main office for international payments in Portugal and is commonly used when a branch-specific code isn’t required or available. If you’re sending money to an account with Banco Montepio in Portugal, and the recipient hasn’t provided a local branch SWIFT code, using MPIOPTPLXXX is typically a safe and reliable option.

When to use this SWIFT code

Using MPIOPTPLXXX

You can use Banco Montepio’s main SWIFT/BIC code MPIOPTPLXXX when:

  • Sending an international money transfer to Banco Montepio in Portugal

  • The recipient hasn’t provided a branch-specific SWIFT/BIC code

  • Banco Montepio processes the payment centrally through its primary office

  • You want to use a widely accepted default SWIFT/BIC code

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Check your SWIFT payment for errors

Check your SWIFT payment for errors

Before sending a SWIFT payment, double-check that the SWIFT code matches the recipient’s bank and that the account number and name are entered correctly. Even small mistakes can delay or block the transfer. Contact your bank if you've made a transfer with incorrect details.

Receiving a payment

Receiving a payment to Banco Montepio in Portugal?

To receive an international payment to your Banco Montepio account in Portugal, you’ll need to provide the correct SWIFT/BIC code, account number, and other banking details. Make sure your sender has the right information to avoid delays.

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Frequently asked questions

The main office SWIFT code for Banco Montepio is MPIOPTPLXXX. This code is commonly used for international wire transfers to the bank's {{city}} headquarters. It identifies Banco Montepio in the SWIFT network, helping ensure that funds are routed to the correct financial institution.

If you don’t know your local branch’s SWIFT code, you can usually use the main office SWIFT code (MPIOPTPLXXX) to receive international payments. However, it’s best to confirm with your bank to avoid potential delays. You can find the correct code by checking your online banking portal, contacting customer service, or reviewing a recent bank statement.

Yes, it’s generally safe to use the primary office SWIFT code (MPIOPTPLXXX) for receiving international payments—especially if your local branch doesn’t have a dedicated code. Banco Montepio will still be able to route the funds to your account using your full account number and other identifying details. That said, always verify this approach with your bank, especially for large transactions.

To find the correct SWIFT code for your specific Banco Montepio branch, you have a few options:

  • Use our Branch SWIFT Code Finder – the easiest way to check if your branch has a unique SWIFT code or if you should use the head office code (MPIOPTPLXXX).

  • Log into your Banco Montepio online banking platform and review the wire transfer instructions.

  • Contact your local branch or call Banco Montepio customer service.

  • Look at a recent bank statement or checkbook, which may include international payment details.

If your branch doesn't have a unique SWIFT code, you can typically use MPIOPTPLXXX.

If you enter the wrong SWIFT code:

  • Your payment may be delayed or rejected.

  • Funds might be sent to the wrong financial institution and could take time to recover.

  • Some banks may charge a fee for returned or misdirected payments.

To avoid this, always double-check the SWIFT code and account information before sending a transfer.

In most cases you’ll need a SWIFT code to receive international payments, as it identifies the receiving bank and ensures correct routing. Depending on the country and transfer method, the sender may also need additional details like your account number, routing number, or IBAN.

Yes, Banco Montepio typically has a primary office SWIFT code (MPIOPTPLXXX) as well as branch-specific SWIFT codes for certain locations. If you’re able to find the SWIFT code for your local branch, it’s best to use that to ensure the most accurate routing. If your branch doesn’t have a unique code or you’re unsure, using the primary code is generally acceptable for receiving international payments.

MPIOPTPLXXX is the standard SWIFT code used for Banco Montepio’s {{city}} head office. Other Banco Montepio entities—such as branches in different countries or business units—may have their own SWIFT codes, especially for corporate or investment banking operations. The difference lies in the location or business purpose, but for most personal and small business transfers to Portugal, MPIOPTPLXXX is the correct and sufficient code.

Disclaimer

The SWIFT codes, bank names, addresses, and other related information provided on this page are for general information purposes only. While we strive to ensure accuracy, Xe does not guarantee that the information is complete, current, or error-free. The details may change without notice and may not reflect the latest data available from the respective financial institutions.

Xe makes no representations regarding the legal standing, regulatory status, or operational integrity of any bank, financial institution, or intermediary listed. We do not endorse or verify the legitimacy of any entity included, nor do we assume any responsibility for your use of the information provided.

Any financial transactions or decisions undertaken based on this information are done at your own risk. Xe will not be liable for any loss, delay, or damages resulting from reliance on the data, nor from any dealings with third parties whose information is displayed on this site.

We recommend that you independently verify all details with the relevant financial institution before initiating any transaction.

This disclaimer is provided in English only and has not been translated. While the rest of this page may appear in your selected language, the legal disclaimer remains in English to preserve its accuracy and intent.