Optima Bank OJSC SWIFT code in Kyrgyzstan
The SWIFT/BIC code for Optima Bank OJSC is ENEJKG22XXX. However, Optima Bank OJSC may use different SWIFT/BIC codes depending on the service or branch. If you’re unsure which to use, confirm with your recipient or contact Optima Bank OJSC directly.
ENEJKG22XXX
Bank name
OPTIMA BANK OJSC
SWIFT code
ENEJKG22XXX
Address
493 , JIBEK-JOLU STREET
City
BISHKEK
Country
KYRGYZSTAN
This is the main SWIFT/BIC code for Optima Bank OJSC in Kyrgyzstan
Local branches
Below you can find the local branches for Optima Bank OJSC in Kyrgyzstan.
About ENEJKG22XXX
The main SWIFT code for Optima Bank OJSC in Kyrgyzstan is ENEJKG22XXX. This code identifies the bank’s main office for international payments in Kyrgyzstan and is commonly used when a branch-specific code isn’t required or available. If you’re sending money to an account with Optima Bank OJSC in Kyrgyzstan, and the recipient hasn’t provided a local branch SWIFT code, using ENEJKG22XXX is typically a safe and reliable option.
Using ENEJKG22XXX
You can use Optima Bank OJSC’s main SWIFT/BIC code ENEJKG22XXX when:
Sending an international money transfer to Optima Bank OJSC in Kyrgyzstan
The recipient hasn’t provided a branch-specific SWIFT/BIC code
Optima Bank OJSC processes the payment centrally through its primary office
You want to use a widely accepted default SWIFT/BIC code
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Check your SWIFT payment for errors
Before sending a SWIFT payment, double-check that the SWIFT code matches the recipient’s bank and that the account number and name are entered correctly. Even small mistakes can delay or block the transfer. Contact your bank if you've made a transfer with incorrect details.
Receiving a payment to Optima Bank OJSC in Kyrgyzstan?
To receive an international payment to your Optima Bank OJSC account in Kyrgyzstan, you’ll need to provide the correct SWIFT/BIC code, account number, and other banking details. Make sure your sender has the right information to avoid delays.
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Frequently asked questions
The main office SWIFT code for Optima Bank OJSC is ENEJKG22XXX. This code is commonly used for international wire transfers to the bank's Bishkek headquarters. It identifies Optima Bank OJSC in the SWIFT network, helping ensure that funds are routed to the correct financial institution.
If you don’t know your local branch’s SWIFT code, you can usually use the main office SWIFT code (ENEJKG22XXX) to receive international payments. However, it’s best to confirm with your bank to avoid potential delays. You can find the correct code by checking your online banking portal, contacting customer service, or reviewing a recent bank statement.
Yes, it’s generally safe to use the primary office SWIFT code (ENEJKG22XXX) for receiving international payments—especially if your local branch doesn’t have a dedicated code. Optima Bank OJSC will still be able to route the funds to your account using your full account number and other identifying details. That said, always verify this approach with your bank, especially for large transactions.
To find the correct SWIFT code for your specific Optima Bank OJSC branch, you have a few options:
Use our Branch SWIFT Code Finder – the easiest way to check if your branch has a unique SWIFT code or if you should use the head office code (ENEJKG22XXX).
Log into your Optima Bank OJSC online banking platform and review the wire transfer instructions.
Contact your local branch or call Optima Bank OJSC customer service.
Look at a recent bank statement or checkbook, which may include international payment details.
If your branch doesn't have a unique SWIFT code, you can typically use ENEJKG22XXX.
If you enter the wrong SWIFT code:
Your payment may be delayed or rejected.
Funds might be sent to the wrong financial institution and could take time to recover.
Some banks may charge a fee for returned or misdirected payments.
To avoid this, always double-check the SWIFT code and account information before sending a transfer.
In most cases you’ll need a SWIFT code to receive international payments, as it identifies the receiving bank and ensures correct routing. Depending on the country and transfer method, the sender may also need additional details like your account number, routing number, or IBAN.
Yes, Optima Bank OJSC typically has a primary office SWIFT code (ENEJKG22XXX) as well as branch-specific SWIFT codes for certain locations. If you’re able to find the SWIFT code for your local branch, it’s best to use that to ensure the most accurate routing. If your branch doesn’t have a unique code or you’re unsure, using the primary code is generally acceptable for receiving international payments.
ENEJKG22XXX is the standard SWIFT code used for Optima Bank OJSC’s Bishkek head office. Other Optima Bank OJSC entities—such as branches in different countries or business units—may have their own SWIFT codes, especially for corporate or investment banking operations. The difference lies in the location or business purpose, but for most personal and small business transfers to Kyrgyzstan, ENEJKG22XXX is the correct and sufficient code.
Disclaimer
The SWIFT codes, bank names, addresses, and other related information provided on this page are for general information purposes only. While we strive to ensure accuracy, Xe does not guarantee that the information is complete, current, or error-free. The details may change without notice and may not reflect the latest data available from the respective financial institutions.
Xe makes no representations regarding the legal standing, regulatory status, or operational integrity of any bank, financial institution, or intermediary listed. We do not endorse or verify the legitimacy of any entity included, nor do we assume any responsibility for your use of the information provided.
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