Lloyds exchange rate
Considering using Lloyds for your international money transfer? Compare Lloyds exchange rates and fees to discover your potential savings with Xe.
Speak with a currency expert today. We can beat competitor rates.
Currency | Exchange Rate | Transfer Fee | Recipient Gets | Sending with |
---|---|---|---|---|
AUD Australian Dollar | 2.003021 | £9.50 | $1,983.99 | Cheaper Save 52.40 AUD Send with Xe |
CAD Canadian Dollar | 1.799423 | £9.50 | $1,782.32 | Cheaper Save 47.77 CAD Send with Xe |
EUR Euro | 1.116270 | £0 | €1,116.27 | Cheaper Save 18.92 EUR Send with Xe |
NZD New Zealand Dollar | 2.219010 | £9.50 | $2,197.93 | Cheaper Save 58.16 NZD Send with Xe |
USD US Dollar | 1.300051 | £9.50 | $1,287.70 | Cheaper Save 52.79 USD Send with Xe |
AUD
Australian Dollar
CAD
Canadian Dollar
NZD
New Zealand Dollar
USD
US Dollar
About Lloyds Bank
Lloyds Bank is a major UK retail and commercial bank with nationwide presence and digital platforms.
Popular British Pound (GBP) Pairings
Learn more about British Pound pairings

How long does a Lloyds money transfer take?
Delivery times for international transfers with Lloyds vary based on the payment method, transaction timing, and recipient’s country. Typically, international bank transfers take 1 to 5 business days. Factors such as bank holidays and security checks may also impact delivery. Check Lloyds's cutoff time to avoid delays.

What are Lloyds's money transfer fees and costs?
The cost of an international money transfer with Lloyds depends on many factors including the transfer amount and destination currency. Usually, larger transfers come with lower fees and better exchange rates. Check the comparison table to compare Lloyds fees with Xe.
Why transfer with Xe instead of traditional banks?
Better rates
We consistently offer bank-beating rates, getting you the most value for your money. Compare us to your bank to see the difference.
Lower fees
We charge less, so you save more. Plus, we always display all fees before you confirm your transfer, so you know exactly what you're paying for.
Faster transfers
The majority of transfers are completed the same day. We know how important it is that your money gets delivered quickly and reliably.

Xe 24/5 expert global transfer support
Need assistance with your international money transfer? We are here to help—connect with us today for personalized support!

Transfer more with Xe's higher online send limits
We offer higher online transfer limits than traditional banks, allowing you to send more in a single transfer. Say goodbye to splitting larger amounts and enjoy a simpler, more efficient way to move your money.
Xe is trusted by millions around the globe
Ready to get started?
You've compared Lloyds's exchange rates with Xe and it's time to unlock the best value for your international money transfers. Your first transfer is just a few clicks away—start now and take your money further!
Frequently asked questions
Lloyds's exchange rates can differ significantly from dedicated money transfer services. Traditional banks often add a markup to their rates, meaning your recipient may receive less. Use our comparison table to see how Lloyds stacks up against Xe and other providers in real time.
Comparing Lloyds to other international money transfer services helps you make smarter financial decisions. Small differences in rates and fees can lead to significant savings—especially on larger transfers. Our comparison tool makes it easy to find the best value for your specific currency pair.
The Lloyds exchange rate refers to the rate they offer for converting one currency into another during an international money transfer. This rate may include a margin above the mid-market rate, which can reduce the final amount your recipient receives. Compare Lloyds's rate to Xe’s real-time rates to see the difference.
Many banks and money transfer providers—including Lloyds—may charge a transfer fee. This could be a flat fee or vary depending on the amount, destination, or transfer method. Our comparison tool clearly breaks down the fees and exchange rates so you can easily see the total cost.
Transfer times with Lloyds depend on the destination, currency, and payment method. Many transfers take 1–5 business days, though delays can occur due to bank processing times or additional checks. In contrast, Xe completes most transfers within minutes.
Lloyds may impose daily limits or require in-person visits for large transfers. Xe supports higher online transfer limits, giving you more flexibility when moving large amounts—without the need to split payments or go to a branch.