You are currently located in a country where we do not support money transfers. If you have residency in any of the countries listed here, you may still be able to send money with Xe!
Transfer large amounts of money with Xe
Our commitment goes beyond bank-beating rates. Benefit from dedicated expert support, flexible ways to send and receive money, and rapid transfer speeds.
Maximiza tus ahorros
Xe ofrece constantemente tipos de cambio superiores a los bancarios para que pueda mantener más dinero en su bolsillo. Con precios por adelantado y sin comisiones sorpresa, eclipsamos a los bancos tradicionales.
¿Nos has comparado con tu banco?
The Xe advantage
Fast transfers
90% of transfers arrive in minutes.
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Transparent fees
No surprise fees.
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Secure transactions
Data protection and enterprise-level security.
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Trackable transfers
Receive notifications with every step your funds take.
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Hable con nuestros expertos en transferencias
¿Estás listo para configurar tu transferencia de dinero grande pero necesitas orientación con el proceso o tienes otras preguntas? Estamos aquí para ayudarte y asegurarnos de que tu transferencia se realice sin problemas.
Envía dinero en línea con facilidad
Experimente la comodidad de las transferencias de dinero digital. Con solo unos pocos clics, puede transferir dinero a más de 220 países en todo el mundo. Únase a los miles de personas que confían en nosotros a diario para sus necesidades de transferencia de dinero.
Whatever the reason, we've got you covered
Comprar una propiedad en el extranjero
Comprar una casa en el extranjero puede ser emocionante y aterrador al mismo tiempo. Es crucial garantizar que sus fondos se transfieran de forma segura y rentable. Déjanos encargarnos de ello.
Trasladarse al extranjero
Sus pertenencias están empacadas y está listo para mudarse al extranjero, pero ahora no está seguro de cómo mover su dinero con usted. Esto puede ser una tarea desalentadora, pero con nuestra ayuda, no tiene por qué serlo.
Invertir en el extranjero
¿Busca ampliar su cartera con inversiones internacionales? Nuestras tasas de interés superiores a las de los bancos garantizan que aproveches al máximo tu dinero, dándote más para invertir y hacer crecer tu patrimonio.
Administrar hipotecas y alquileres
Ya sea que esté buscando transferir ingresos de sus propiedades de alquiler o necesite realizar pagos de su hipoteca internacional, nos aseguraremos de que sus fondos siempre se entreguen de manera segura y a tiempo.
Familia de apoyo
Crear una vida mejor para ti y tu familia requiere corazón y dedicación. Con Xe, puede confiar en que sus seres queridos recibirán el dinero que necesitan de forma rápida y fiable.
Transferir el dinero de la herencia
Mover las ganancias de una herencia puede ser complejo y abrumador. Entendemos la necesidad de cuidado y precisión, y estamos aquí para apoyarlo en cada paso del camino.
How to transfer large amounts of money abroad with Xe
Crear una cuenta
Solo se tarda unos minutos. Todo lo que necesitamos es su dirección de correo electrónico y alguna información adicional.
Cotización instantánea
Obtén una tasa de transferencia de dinero en tiempo real que supera a la de los bancos para la moneda que elijas.
Enviar dinero
Agregue todos los detalles necesarios y configure la transferencia. Una vez que recibamos los fondos, nos encargaremos del resto.
Rastrea tu transferencia
Realice un seguimiento de su transferencia en cada paso del camino con nuestra aplicación Xe. Habilita las notificaciones para recibir actualizaciones sobre el progreso de tu transferencia.
Xe for business
Looking for global business solutions?
Whether you need to make cross-border payments or FX risk management solutions, we’ve got you covered. Schedule international transfers and manage foreign exchange risk across 130 currencies in 190+ countries.
Large money transfer FAQ
Sending large amounts of money with Xe is very easy. Just follow the below 6 steps.
Step 1: Sign up for free
Sign in to your Xe account or sign up for free. It takes just a few minutes, all you need is an email address.
Step 2: Get a quote
Let us know the currency you'd like to transfer, how much money you want to send and the destination.
Step 3: Add your recipient
Provide your recipient's payment information (you'll need details like their name and address).
Step 4: Verify your identity
For some transfers, we may need identifying documents to confirm it’s really you and keep your money safe.
Step 5: Confirm your quote
Confirm and fund your transfer with a bank account, credit card, or debit card and you're done!
Step 6: Track your transfer
See where your money is and when it arrives to your recipient. Get live chat, phone and email support.
At Xe, we offer multiple ways to send money.
Direct Debit ACH (recommended for large transfers):
Direct Debit, or Automated Clearing House (ACH) payments take funds directly from your bank account.
Wire Transfer (recommended for large transfers):
Wire transfers will move money by transferring from your bank to ours. We usually receive money in 24 hours.
Debit or Credit Card:
Card payments typically take less than 24 hours. However, card payments come with a small additional fee.
Initiating a money transfer reveals typical durations. Delivery time estimates may change based on currency, destination, and payment method. Track transfers using the Activity screen on the Xe app or website and chat live with our virtual assistant, Lexi, for assistance.
Fastest payment options:
Transfers begin once we've received your payment.
Card payments are the quickest, processed almost instantly. Choose card payment for urgent transfers.
Bank transfers, direct debits, and ACH are a bit slower, taking up to 2 business days to reach us.
Delivery timeframes:
After receiving your payment, we send your money. Allow 1 to 3 business days for transfers to reach recipients, depending on currency and destination. For concerns, chat with Lexi to track transfers.
In order to make a money transfer with Xe, you will need your bank information, your recipient's bank information, the amount you're transferring, and the currency you'd like to exchange to.
Once you've confirmed the information and your payment has been received, the transfer initiates.
For your security, we do have limits on how much you can send in a single online transfer.
Online transfer limit per region:
UK & Europe (GBEU): £350,000 GBP or sending currency equivalent
United States (US): $535,000 USD or sending currency equivalent
Canada (CA): $560,000 CAD or sending currency equivalent
Australia & New Zealand (AUNZ): or sending currency equivalent
The payment method you choose may also determine how much you can send with us. Read our FAQs for more information and view a list of payment methods available to you.
Customers in Canada and the USA paying by bank or wire transfer:
Customers in Canada need to send $3000 CAD or more to pay by bank or wire transfer
Customers in the USA need to send $3000 USD or more to pay by bank or wire transfer
At Xe, we employ state-of-the-art security measures to protect your funds and personal information. This includes:
Encryption:
All data transmitted through our platform is encrypted using SSL (Secure Socket Layer) technology.
Regulatory Compliance:
We are regulated by financial authorities in multiple jurisdictions, ensuring adherence to strict security standards.
Two-Factor Authentication:
We offer two-factor authentication (2FA) to add an extra layer of security to your account.
Fraud Prevention:
Advanced monitoring systems are in place to detect and prevent fraudulent activities.
Secure Payment Methods:
We only use secure and reliable payment methods to ensure the safety of your funds during the transfer process.
If you send more than $50,000 USD a year (or local currency equivalent) you are eligible for this service.
Here are just a few things the team can help you with:
• Support with setting up large transfers
• Setting up a forward order to lock in the current send rate for up to 24 months
• Creating market orders to enable you to send money when a target rate is achieved
• Creating a regular payment for making regular, automated transfers with fixed rates, just like your usual direct debits
If you would like to speak with a member of our team, you can call us using the below details:
United Kingdom (GB): +441753441800 (8am-6pm GMT)
Europe (EU): +441753441800 (8am-6pm GMT)
New Zealand (NZ): +6499054625 (9am-7pm NZT)
Australia (AU): +61280745279 (9am-7pm NZT)
United States (US): +17372557830 (7am-5pm PT)
Canada (CA): +16474753660 (7am-5pm PT)