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Send money to the United States
Fast and secure international money transfers with bank-beating rates.
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How to send money to the United States in 3 easy steps
1. Sign Up
It takes just a couple of minutes. Already have an account? Just sign in.
2. Provide details
Heads up: you’ll need your recipient’s name, address, bank name, bank account number, and BIC/SWIFT code, along with your own payment information.
3. Confirm and send
Just wait a couple of minutes. Your money will be in the US in no time!
Recommended by 70,000+ verified customers
Why send money to the United States with Xe?
Speed
Our money transfers don’t travel through any intermediaries. They go straight to the US, and take just a few minutes to arrive.
Rates
Our rates are extremely competitive. And as an added bonus—no third-party fees.
Experience
We’ve been in the business for over 25 years, and have sent millions of money transfers around the world.
Support
Need any assistance with your transfer? Our currency experts are here to help.
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Tips & tricks for sending money to the United States
Facts about Money Transfers to the United States
The USD is number one!
The US dollar is the most converted and traded currency in the markets.
One of Xe’s most popular
In 2020, the United States was among the top 5 most popular destinations for Xe money transfers.
USD-EUR
USD-EUR is our most commonly-checked US dollar rate on the Xe Currency Converter.
Facts about the American Dollar
Market domination
As the most commonly converted currency, the USD is used as the standard currency in the commodity markets.
Making cents?
$1 USD is made up of 100 cents—and the 1¢ coin costs 1.5¢ to produce.
$10,000?
There was once a $10,000 bill, the largest ever, though it hasn’t been in circulation since 1969.
How much will it cost to transfer money to the United States?
Our exchange rates are bank-beating and we don't charge any additional fees to use our service. Our rates are linked to the live foreign exchange markets and will update right up until you confirm the transfer, so you can secure a rate you are comfortable with.
How long will an international payment to the United States take?
The majority of our money transfers are completed on the same day. Occasionally certain factors can affect the transfer completion date. We'll keep you updated by email throughout the process.
What payment methods are available?
You can make wire payments to or from the United States on our website or mobile app. Once you've booked your transfer, you can make payment to us by bank transfer or debit/credit card.
Is there any limit on how much money I can send to the United States?
The amount you can transfer with XE is unlimited. You can transfer up to $500,000 USD online (or currency equivalent). For larger amounts, you can contact our currency experts and they can guide you through the transfer process over the phone.
What other Xe services and tools can I use?
If you need to make a payment right away, you can make use of our one-off 'spot' transfers, but if your requirement is more complex, we have a solution for you as well. We offer the following services:
Spot Transfer
The 'buy now, pay now' option.
Good for: quick one-off payments.
Forwards
A 'buy now, pay later' option.
Good for: property purchases or investments.
Market Orders
Allows you to specify a ‘target’ rate.
Good for: volatile markets and when your need isn't time-sensitive.
Regular Payments
Fix the exchange rate for up to 24 months.
Good for: mortgage, salary or pension payments.
Latest live rates
Find out the latest Pound to US Dollar mid-market exchange rates from the world's trusted currency authority, plus historical data, charts, relevant news and more. To get a real-time money transfer quote, you'll need to create a money transfer account.
Xe can help you send money to over 130 countries. Here's our most popular routes:
HiFX Europe Limited, trading as XE. HiFX Europe Limited is authorised by the Financial Conduct Authority under the Payment Services Regulations 2017, registration 462444, for the provision of payment services. HiFX Europe is a limited company registered in England and Wales. Registered number: 3517451. Registered office: Maxis 1, Western Road, Bracknell, Berkshire RG12 1RT.
