UniCredit Bulbank SWIFT code in Bulgaria
The SWIFT/BIC code for UniCredit Bulbank is UNCRBGSFXXX. However, UniCredit Bulbank may use different SWIFT/BIC codes depending on the service or branch. If you’re unsure which to use, confirm with your recipient or contact UniCredit Bulbank directly.
UNCRBGSFXXX
Bank name
UNICREDIT BULBANK AD
SWIFT code
UNCRBGSFXXX
Address
SVETA NEDELYA SQUARE 7
City
SOFIA
Country
BULGARIA
This is the main SWIFT/BIC code for UniCredit Bulbank in Bulgaria
Local branches
Below you can find the local branches for UniCredit Bulbank in Bulgaria.
About UNCRBGSFXXX
The main SWIFT code for UniCredit Bulbank in Bulgaria is UNCRBGSFXXX. This code identifies the bank’s main office for international payments in Bulgaria and is commonly used when a branch-specific code isn’t required or available. If you’re sending money to an account with UniCredit Bulbank in Bulgaria, and the recipient hasn’t provided a local branch SWIFT code, using UNCRBGSFXXX is typically a safe and reliable option.
Using UNCRBGSFXXX
You can use UniCredit Bulbank’s main SWIFT/BIC code UNCRBGSFXXX when:
Sending an international money transfer to UniCredit Bulbank in Bulgaria
The recipient hasn’t provided a branch-specific SWIFT/BIC code
UniCredit Bulbank processes the payment centrally through its primary office
You want to use a widely accepted default SWIFT/BIC code
Choose Xe when sending money to UniCredit Bulbank
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Check your SWIFT payment for errors
Before sending a SWIFT payment, double-check that the SWIFT code matches the recipient’s bank and that the account number and name are entered correctly. Even small mistakes can delay or block the transfer. Contact your bank if you've made a transfer with incorrect details.
Receiving a payment to UniCredit Bulbank in Bulgaria?
To receive an international payment to your UniCredit Bulbank account in Bulgaria, you’ll need to provide the correct SWIFT/BIC code, account number, and other banking details. Make sure your sender has the right information to avoid delays.
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Frequently asked questions
The main office SWIFT code for UniCredit Bulbank is UNCRBGSFXXX. This code is commonly used for international wire transfers to the bank's Sofia headquarters. It identifies UniCredit Bulbank in the SWIFT network, helping ensure that funds are routed to the correct financial institution.
If you don’t know your local branch’s SWIFT code, you can usually use the main office SWIFT code (UNCRBGSFXXX) to receive international payments. However, it’s best to confirm with your bank to avoid potential delays. You can find the correct code by checking your online banking portal, contacting customer service, or reviewing a recent bank statement.
Yes, it’s generally safe to use the primary office SWIFT code (UNCRBGSFXXX) for receiving international payments—especially if your local branch doesn’t have a dedicated code. UniCredit Bulbank will still be able to route the funds to your account using your full account number and other identifying details. That said, always verify this approach with your bank, especially for large transactions.
To find the correct SWIFT code for your specific UniCredit Bulbank branch, you have a few options:
Use our Branch SWIFT Code Finder – the easiest way to check if your branch has a unique SWIFT code or if you should use the head office code (UNCRBGSFXXX).
Log into your UniCredit Bulbank online banking platform and review the wire transfer instructions.
Contact your local branch or call UniCredit Bulbank customer service.
Look at a recent bank statement or checkbook, which may include international payment details.
If your branch doesn't have a unique SWIFT code, you can typically use UNCRBGSFXXX.
If you enter the wrong SWIFT code:
Your payment may be delayed or rejected.
Funds might be sent to the wrong financial institution and could take time to recover.
Some banks may charge a fee for returned or misdirected payments.
To avoid this, always double-check the SWIFT code and account information before sending a transfer.
In most cases you’ll need a SWIFT code to receive international payments, as it identifies the receiving bank and ensures correct routing. Depending on the country and transfer method, the sender may also need additional details like your account number, routing number, or IBAN.
Yes, UniCredit Bulbank typically has a primary office SWIFT code (UNCRBGSFXXX) as well as branch-specific SWIFT codes for certain locations. If you’re able to find the SWIFT code for your local branch, it’s best to use that to ensure the most accurate routing. If your branch doesn’t have a unique code or you’re unsure, using the primary code is generally acceptable for receiving international payments.
UNCRBGSFXXX is the standard SWIFT code used for UniCredit Bulbank’s Sofia head office. Other UniCredit Bulbank entities—such as branches in different countries or business units—may have their own SWIFT codes, especially for corporate or investment banking operations. The difference lies in the location or business purpose, but for most personal and small business transfers to Bulgaria, UNCRBGSFXXX is the correct and sufficient code.
Disclaimer
The SWIFT codes, bank names, addresses, and other related information provided on this page are for general information purposes only. While we strive to ensure accuracy, Xe does not guarantee that the information is complete, current, or error-free. The details may change without notice and may not reflect the latest data available from the respective financial institutions.
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