Habib Bank SWIFT code in Pakistan
The SWIFT/BIC code for Habib Bank is HABBPKKAXXX. However, Habib Bank may use different SWIFT/BIC codes depending on the service or branch. If you’re unsure which to use, confirm with your recipient or contact Habib Bank directly.
HABBPKKAXXX
Bank name
HABIB BANK LIMITED
SWIFT code
HABBPKKAXXX
Address
FLOOR 6, ANNEXE BUILDING HASRAT MOHANI ROAD, I.I. CHUNDRIGAR ROAD
City
KARACHI
Country
PAKISTAN
This is the main SWIFT/BIC code for Habib Bank in Pakistan
Local branches
Below you can find the local branches for Habib Bank in Pakistan.
About HABBPKKAXXX
The main SWIFT code for Habib Bank in Pakistan is HABBPKKAXXX. This code identifies the bank’s main office for international payments in Pakistan and is commonly used when a branch-specific code isn’t required or available. If you’re sending money to an account with Habib Bank in Pakistan, and the recipient hasn’t provided a local branch SWIFT code, using HABBPKKAXXX is typically a safe and reliable option.
Using HABBPKKAXXX
You can use Habib Bank’s main SWIFT/BIC code HABBPKKAXXX when:
Sending an international money transfer to Habib Bank in Pakistan
The recipient hasn’t provided a branch-specific SWIFT/BIC code
Habib Bank processes the payment centrally through its primary office
You want to use a widely accepted default SWIFT/BIC code
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Check your SWIFT payment for errors
Before sending a SWIFT payment, double-check that the SWIFT code matches the recipient’s bank and that the account number and name are entered correctly. Even small mistakes can delay or block the transfer. Contact your bank if you've made a transfer with incorrect details.
Receiving a payment to Habib Bank in Pakistan?
To receive an international payment to your Habib Bank account in Pakistan, you’ll need to provide the correct SWIFT/BIC code, account number, and other banking details. Make sure your sender has the right information to avoid delays.
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Frequently asked questions
The main office SWIFT code for Habib Bank is HABBPKKAXXX. This code is commonly used for international wire transfers to the bank's Karachi headquarters. It identifies Habib Bank in the SWIFT network, helping ensure that funds are routed to the correct financial institution.
If you don’t know your local branch’s SWIFT code, you can usually use the main office SWIFT code (HABBPKKAXXX) to receive international payments. However, it’s best to confirm with your bank to avoid potential delays. You can find the correct code by checking your online banking portal, contacting customer service, or reviewing a recent bank statement.
Yes, it’s generally safe to use the primary office SWIFT code (HABBPKKAXXX) for receiving international payments—especially if your local branch doesn’t have a dedicated code. Habib Bank will still be able to route the funds to your account using your full account number and other identifying details. That said, always verify this approach with your bank, especially for large transactions.
To find the correct SWIFT code for your specific Habib Bank branch, you have a few options:
Use our Branch SWIFT Code Finder – the easiest way to check if your branch has a unique SWIFT code or if you should use the head office code (HABBPKKAXXX).
Log into your Habib Bank online banking platform and review the wire transfer instructions.
Contact your local branch or call Habib Bank customer service.
Look at a recent bank statement or checkbook, which may include international payment details.
If your branch doesn't have a unique SWIFT code, you can typically use HABBPKKAXXX.
If you enter the wrong SWIFT code:
Your payment may be delayed or rejected.
Funds might be sent to the wrong financial institution and could take time to recover.
Some banks may charge a fee for returned or misdirected payments.
To avoid this, always double-check the SWIFT code and account information before sending a transfer.
In most cases you’ll need a SWIFT code to receive international payments, as it identifies the receiving bank and ensures correct routing. Depending on the country and transfer method, the sender may also need additional details like your account number, routing number, or IBAN.
Yes, Habib Bank typically has a primary office SWIFT code (HABBPKKAXXX) as well as branch-specific SWIFT codes for certain locations. If you’re able to find the SWIFT code for your local branch, it’s best to use that to ensure the most accurate routing. If your branch doesn’t have a unique code or you’re unsure, using the primary code is generally acceptable for receiving international payments.
HABBPKKAXXX is the standard SWIFT code used for Habib Bank’s Karachi head office. Other Habib Bank entities—such as branches in different countries or business units—may have their own SWIFT codes, especially for corporate or investment banking operations. The difference lies in the location or business purpose, but for most personal and small business transfers to Pakistan, HABBPKKAXXX is the correct and sufficient code.
Disclaimer
The SWIFT codes, bank names, addresses, and other related information provided on this page are for general information purposes only. While we strive to ensure accuracy, Xe does not guarantee that the information is complete, current, or error-free. The details may change without notice and may not reflect the latest data available from the respective financial institutions.
Xe makes no representations regarding the legal standing, regulatory status, or operational integrity of any bank, financial institution, or intermediary listed. We do not endorse or verify the legitimacy of any entity included, nor do we assume any responsibility for your use of the information provided.
Any financial transactions or decisions undertaken based on this information are done at your own risk. Xe will not be liable for any loss, delay, or damages resulting from reliance on the data, nor from any dealings with third parties whose information is displayed on this site.
We recommend that you independently verify all details with the relevant financial institution before initiating any transaction.
This disclaimer is provided in English only and has not been translated. While the rest of this page may appear in your selected language, the legal disclaimer remains in English to preserve its accuracy and intent.