Money transfer fees explained

Understand your money transfer fees

Know exactly what you're paying for when you send money. With Xe, our fees are always transparent—so you’ll see the exact cost before you confirm your transfer. No surprises, just clarity.

Committed to full transparency

致力于完全透明

提前显示汇率
您确认转账时看到的汇率就是您获得的汇率。

清晰显示潜在费用
在您确认转账之前,所有费用都会预先显示。

Factors that influence money transfer fees

Transfer method

Transfer method

Your transfer method determines the fees. Debit and credit cards offer fast delivery, but with higher fees. If you're looking for a lower-cost option, direct debit or wire transfers may be the way to go, even though they take a little longer.

Transfer speed

Transfer speed

Fast transfers, such as those with debit or credit cards, come with higher fees for speedier processing. Debit or wire transfers tend to have lower fees, but take longer to complete.

Transfer amount

Transfer amount

The amount you're sending can impact fees. Larger transfers may qualify for reduced or no send fees, making them more cost-effective. Smaller transfers might incur a fixed fee, so it’s important to consider the transfer size when planning for costs.

Destination country

Destination country

Fees vary depending on the destination country. Some countries may have higher fees due to local regulations, banking systems, or currency exchange factors, affecting the overall transfer cost.

How fees work at Xe

Xe 的费用如何运作

并非所有转账都会收取费用,但您可能会看到以下费用:

潜在的转账费用
对一定转账金额附加的固定费用。

改变付款方式费用
某些付款方式(例如信用卡)可能会产生额外费用。

转换费
汇率中包含一小部分用于货币兑换的成分。

Potential third-party fees

潜在的第三方费用

在某些情况下,收款银行或中介机构可能会收取额外费用。请务必与收款人核实,了解其银行可能对转账收取的任何费用。由于收款银行收取的费用和外国税,收款人收到的金额可能会减少。遗憾的是,Xe 无法控制收款机构的费用。

Watch for hidden fees

注意隐藏费用

有些提供商声称“不收取任何费用”,但他们通常会将费用包含在汇率中,从而导致兑换率下降。务必比较费用和汇率,以确保您获得最优惠的价格。Xe 是透明的,会提前显示汇率和任何费用,因此您可以确切地知道您支付了多少。

Reduce transfer costs

Choose the right method

To reduce transfer fees, carefully consider which payment method best suits your needs. Finding the right balance between speed and cost helps minimize expenses without compromising on transfer timing.

Understand fee structures

Familiarize yourself with how fees are applied at your bank and compare transfers between providers. Knowing when and why fees apply can help you make better decisions and save money on your transfers.

Time your transfer

Timing your transfer when exchange rates are favorable can significantly reduce costs. Exchange rates can fluctuate, so it’s smart to monitor trends and send money when rates are best.

Send with confidence

It's fast, simple and easy. As part of the Euronet Worldwide family, our customers trusted us last year to securely process over $115 billion worth of international money transfers. With transparent rates and a simple platform, we make it easy to send money abroad.

汇款费用常见问题解答


转账需要支付哪些费用?
付款方式如何影响转账费用?
如何在确认转账之前查看费用?
我可以降低汇款费用吗?